by Joseph Francis | Oct 10, 2017 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving
Tuesday, October 10, 2017 9 Wise Money Moves You Should Make Finding true value is tough. We all have a perceived notion of what true value is. When it comes to consumerism there is rarely anything worth your hard earned money. Personally, I have a strong disdain for... 
by Joseph Francis | Oct 5, 2017 | Baby Boomers, Budget Boss, Budgeting, Budgets, Disability Insurance, Disability Tax Credit, DTC, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Money, Money Mentor, Registered Disability Savings Plan, Saving, Saving Money, Tax Effieciency, Wealth, Wealth Building, Wealth Planning
Thursday, October 5, 2017 The Disability Tax Credit and the Registered Disability Savings Plan For the most part, bad health gets you nothing but heartache and despair. Having bad health makes working tougher, saving money tougher and buying insurance much tougher.... 
by Joseph Francis | Oct 4, 2017 | Budget Boss, Budgeting, Budgets, Critical Illness Insurance, Disability Insurance, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Government Benefits, Insurance, Investing, Joseph James Francis, Life Insurance, Money, Permanent Life Insurance, Registered Retirement Savings Plan, RRSP, Term Life Insurance, Whole Life Insurance
Wednesday, October 4, 2017 Protecting Your Assets from Health Problems When most of us think of protecting assets we think of warranties. Having worked for Best Buy when I was younger I can assure you that you can put a protection plan on anything, even a $40... 
by Joseph Francis | Sep 29, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA
Friday, September 29, 2017 15 Emergencies That Could Crush Your Bank Account Unexpected costs are a real bummer. You work hard every day only to find that you need new brakes. Low and behold you have no money in your bank account to cover that cost. Now you are... 
by Joseph Francis | Sep 28, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Tax-Free Savings Account, TFSA
Thursday Trim the Trash: September 28, 2017 5 Things That Happen When You Don’t Have an Emergency Fund The logical reason for having an emergency fund is to help you out when you have an emergency. Seems simple right? The actual consequences are a bit more drastic... 
by Joseph Francis | Sep 27, 2017 | Budget Boss, Budgeting, Budgets, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Saving Money, Tax-Free Savings Account, TFSA
Wednesday WTF: September 27, 2017 7 Things You Should Have Emergency Savings For I have said before that you will never get ahead unless you are saving money, just to save money. What I meant by that is you have to have to always be saving extra cash for no specific... 