by Joseph Francis | Jun 20, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Divorce, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurance, Investing, Investments, Joseph James Francis, Money, Money Coach, Money Mentor, Retirement, Retirement Planning, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Wednesday, June 20, 2018 9 Money No-Nos for Married Couples If you have read any of my posts in the past about money and relationships you are well aware of the fact that most divorces are due to money stress. I say it a lot because it happens a lot. While I am not a... 
by Joseph Francis | Jun 18, 2018 | Budget Boss, Budgeting, Budgets, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Money, Money Coach, Money Mentor, Saving, Saving Money, Student Debt, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning, Wedding Budget
Monday, June 18, 2018 9 Money Talks to Have Before you get Married….or right now The number one reason couples split up is due to arguments over money. With about 50% of marriages ending in divorce, it is apparent that there a lot of couples not on the same page when... 
by Joseph Francis | Jun 13, 2018 | Budget Boss, Budgeting, Budgets, Buying a Home, Canadian Housing and Mortgage Corporation, CMHC, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Home Buyer's Plan, Home Ownership, Insurance, Joseph James Francis, Money, Money Coach, Money Mentor, Mortgage Insurance, Mortgage Loan Insurance, Mortgage Planning, Mortgage Rates, Mortgages, Saving, Saving for a Down Payment, Saving Money, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, June 13, 2018 The Ultimate Homebuyer’s Guide The weather has hit that summer feel and that means 2 things: Construction Season and Home Buying Season. While there is nothing we can do about construction, we can be ready for buying a home. Whether you are a... 
by Joseph Francis | Jun 4, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, June 4, 2018 2018: The Summer of Booze? As we just rolled through our first full gorgeous week of weather this year, thoughts go to outdoor patios and backyard BBQ’s where the clothes get smaller and the drinks get bigger. Seems like summertime is synonymous... 
by Joseph Francis | May 16, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Minimalism, Money, Money Coach, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, May 16, 2018 Frugality Now, Wealth Later The world we live in has become a place of choice. We have so much choice that it has become hard to know which choices are best for us. This often leads us to make the wrong choices or regretting the right choices... 
by Joseph Francis | May 14, 2018 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Money Coach, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Monday, May 14, 2018 The Frugal Mindset Will Make Your Life Better We live in a very materialistic world. I know I myself have battled with the wants of this world versus the needs of a basic life. It is a constant struggle to not waste money on unnecessary junk, but... 