by Joseph Francis | Jan 31, 2018 | Bankruptcy, Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Saving, Saving Money, Wasteful Spending
Wednesday, January 31, 2018 Bankruptcy: Is it the best option? I have been down the road of having to pay back an overwhelming amount of money. It was a scary time for me. During times like that, you think about your options. Should I run away? Should I work under the... 
by Joseph Francis | Jan 30, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Dave Ramsey, Debt, Debt Consolidation, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Lines of Credit, Minimalism, Saving, Saving Money, Wasteful Spending
Tuesday, January 30, 2018 5 Reasons to Cut Your Credit Card….And 5 Reasons Not To We have all thought about it. Many of us have even done it in an angry haze of post-shopping regret. The thought of cutting your credit cards makes me laugh a little. It reminds me... 
by Joseph Francis | Jan 29, 2018 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Joseph James Francis, Money, Saving Money, Wasteful Spending
Monday, January 29, 2018 Should I Get a Debt Consolidation Loan? Debt is never a fun thing to deal with. This week at Budget Boss, we are going to jump into the world of loans and how they affect your life. Someone once said, “There’s good debt and there’s bad debt.”... 
by Joseph Francis | Jan 2, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Insurance, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Term Life Insurance, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Planning, Whole Life Insurance
Tuesday, January 2, 2018 10 Money Resolutions That Will Make Your 2018 Better Than 2017 Today is the first official day of 2018. January 1st is still part of the previous year because we didn’t work and many of you spent the day hungover. Now we are back at it and let... 
by Joseph Francis | Dec 21, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Gail Vaz-Oxlade, Goal Setting, Goal-Oriented Planning, Investing, Joseph James Francis, Pay Yourself First, Retirement, Saving, Saving Money, Tax-Free Savings Account, Teaching Children About Money, Wasteful Spending
Thursday, December 21, 2017 (Originally Posted: Friday, October 20th, 2017) The Master of Money: Gail Vaz-Oxlade As I have mentioned many times in previous posts, my journey financially hasn’t always been a rosy one. You name it, I’ve done it. Lines of credit, maxed... 
by Joseph Francis | Dec 12, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth
Tuesday, December 12, 2017 Compare My Finances to Someone Else? The Joneses are Broke! It is very natural to compare your own situation to someone else’s. We always think the grass is greener on the other side. Sadly, that isn’t always the case. It is important to... 