by Joseph Francis | Nov 28, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Education Savings, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Lines of Credit, Millennials, Money, Money Coach, Money Mentor, Net Worth, Payday Loan, Saving, Saving Money, Small Business, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 28, 2018 Avoiding a January Debt Hangover With Black Friday behind us, we have launched the official kickoff into the Christmas shopping season. Debt distributors rejoice as people will now begin to overextend themselves all to gain an evening of... 
by Joseph Francis | Nov 26, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Lines of Credit, Minimalism, Money, Money Coach, Money Mentor, Resources, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 26, 2018 Signs of Online Shopping Addiction, and Possible Solutions Welcome to Cyber Monday! That beautiful time of year where we all get reminded why Jeff Bezos is the richest man in the world. As my newsfeed and inbox get bombarded with sales... 
by Joseph Francis | Nov 21, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Credit Cards, Debt, Debt Consolidation, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 21, 2018 If You Are Excited for Black Friday, You’re an Idiot As a Canadian, we never had Black Friday growing up. While I love America, they can keep some of their traditions to themselves. Sadly, our invisible wall at the border couldn’t stop the... 
by Joseph Francis | Nov 19, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Credit, Credit Card Debt, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Insurability, Insurance, Investing, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Money Momma, Registered Retirement Savings Plan, RESP, RRSP, RRSP versus TFSA, Saving, Saving Money, TFSA, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Monday, November 19, 2018 A Simple Way to Organize Your Money I get asked all the time, “What bank accounts should I have,” or “How do I organize my money properly?” Everyone seems to have their own system, which for most people is no system at all. I have met people... 
by Joseph Francis | Nov 14, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Diversify Investments, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Insurability, Insurance, Investing, Investment Strategy, Investments, Jobs, Joseph James Francis, Life Insurance, Money, Money Coach, Money Mentor, Mortgage Planning, Mortgages, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 14, 2018 The Top 3 Money Tasks for Every Decade One of the hardest things about personal financial planning is knowing what to do and when. It is natural to feel like you aren’t doing enough, even when you are way ahead of the game. Let me put it... 
by Joseph Francis | Nov 7, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Jobs, Joseph James Francis, Minimalism, Money, Money Coach, Money Mentor, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building, Wealth Mindset, Wealth Planning
Wednesday, November 7, 2018 My Greatest Money Challenge…. And How I Overcame It As you grow older you can’t help but reflect on the way things used to be. For me, I look back on the vast amounts of mistakes I made. Money was always a sore point in my life. I had no... 