by Joseph Francis | Apr 11, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Insurance, Investing, Investments, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, April 11, 2018 How to Ask For a Raise….and Get It I am constantly preaching to my readers that they should always be trying to make more money. I know it can be difficult to accomplish that, especially in our current economy. Often we must trade security... 
by Joseph Francis | Mar 12, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Dave Ramsey, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Jobs, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth, Wealth Building
Monday, March 12, 2018 What Kind of Budgeter are You? I have run into a lot of different spending styles over my first few years as a financial advisor. There are as many different types of budgets are there are people out there. To be totally honest, the majority of... 
by Joseph Francis | Feb 22, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investments, Jobs, Joseph James Francis, Money, Saving, Saving Money, Teaching Children About Money, Wasteful Spending, Wealth, Wealth Building, Wealth Planning
Thursday, February 22, 2018 7 Ways to Teach Your Children About Money Everyone wants the best for their children. We all want the next generation to have a better life than we did and that includes not having to struggle with money. Having been there before, I know... 
by Joseph Francis | Feb 16, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Divorce, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending
Friday, February 16, 2018 How to Handle the D…Divorce When I think of divorce I always go back to Mrs. Doubtfire. I conjure up thoughts of a deadbeat dad and an ambitious mother who is trying with all her might to hold the family together. I picture all the fighting,... 
by Joseph Francis | Feb 9, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Estate Planning, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Money, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, RRSP versus TFSA, Saving, Tax-Free Savings Account, TFSA, Wealth Building, Wealth Planning
Friday, February 9, 2018 Which is Better? TFSA vs. RRSP I have been quoted in the past as saying everyone should have a Tax-Free Savings Account, everyone. I stand by that claim. The reason is simple, no taxes ever. Now while I stand by my claim, I still believe that... 
by Joseph Francis | Jan 18, 2018 | Budget Boss, Budgeting, Budgets, Cash Flow, Children and Money, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Goals, Financial Health, Financial Independece, Financial Independence, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving, Saving Money, Tax-Free Savings Account, Wealth, Wealth Building, Wealth Planning
Thursday, January 18, 2018 10 Key Steps to Financial Independence Financial Independence is such an abstract idea. Getting there isn’t a set path for everyone, we all have a different road to travel down. Despite this, there are some constants when it comes to... 