by Joseph Francis | Nov 30, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Education Savings, Emergency Funds, Employment, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Government Benefits, Group Health Insurance, Group Insurance, Joseph James Francis, Money, Saving, Small Business, Wealth, Wealth Building, Wealth Planning
Thursday, November 30, 2017 So, You Want to be an Entrepreneur? Can you Balance a Chequebook? en·tre·pre·neur noun A person who organizes and operates a business or businesses, taking on greater than normal financial risks in order to do so. Synonyms:... 
by Joseph Francis | Nov 29, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Education Savings, Emergency Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Latte Effect, Latte Factor, Minimalism, Money, Retirement, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, November 29, 2017 My Take on The Latte Factor I am a strong advocate for sacrifice to obtain a higher goal. I believe saving and investing takes dedication, hard work, and humility. I also believe that we should not punish ourselves by taking away the... 
by Joseph Francis | Nov 28, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Goal-Oriented Planning, Joseph James Francis, Saving, Saving for a Down Payment, Saving Money, Wealth, Wealth Building, Wealth Planning
Tuesday, November 28, 2017 9 Tips for Maintaining a Positive Cash Flow I have met many people that just can’t seem to spend less than they make. At best, they can just barely get by, living for the next paycheque. I’ve been there, and I must admit, it is a crappy... 
by Joseph Francis | Nov 27, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Debt, Emergency Funds, Emergency Savings, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building
Monday, November 26, 2017 What is Positive Cash Flow and Why is it Important? When speaking about businesses, the term “Positive Cashflow” gets thrown around a lot. Most people recognize that for a business to survive and thrive there must be more money coming in than... 
by Joseph Francis | Nov 24, 2017 | Budget Boss, Budgeting, Budgets, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Registered Retirement Savings Plan, Retirement, Retirement Planning, RRSP, Saving, Saving Money, Stocks, Tax Effieciency, Wealth, Wealth Building, Wealth Planning
Friday, November 24, 2017 10 Tips for Investing in the Market One major reason many people don’t invest in the stock market is that it confuses them. Rightfully so, it can be a perplexing place. My main goal is to demystify the market and get back to basics, making... 
by Joseph Francis | Nov 23, 2017 | Budget Boss, Budgeting, Budgets, ETF's, Exchange Traded Funds, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Goal Setting, Investing, Investment Strategy, Investments, Mutual Funds, Registered Retirement Savings Plan, RRSP, RRSP versus TFSA, Saving Money, Stocks, Tax-Free Savings Account, TFSA, Wealth, Wealth Building, Wealth Planning
Thursday, November 23, 2017 Are You Ready to Rumble? – Mutual Funds Versus ETF’s In the investing world, a battle has emerged between the old school and the new. For decades Canadians, and many other nations, have been using Mutual Funds to get a piece of the... 