by Joseph Francis | Dec 18, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Joseph James Francis, Money, Student Debt, Student Loan Debt
Monday, December 18, 2017 (Originally Posted: Saturday, March 18, 2017) The Debt Dilemma – Our Generation’s War This morning as I watched BNN as per my daily routine I saw some troubling news. Total Consumer Debt levels rose in the last quarter of 2016. Merry... 
by Joseph Francis | Dec 15, 2017 | Budget Boss, Budgeting, Budgets, Cash Flow, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Pay Yourself First
Friday, December 15, 2017 The Most Important Money Habit You Can Ever Develop We are concluding Habits Week here at Budget Boss and what better way to end it than with the most important habit you can ever have. Saving money, paying bills early, planning and... 
by Joseph Francis | Dec 14, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Joseph James Francis, Saving, Saving Money, Teaching Children About Money, Wealth, Wealth Building, Wealth Planning
Thursday, December 14, 2017 Want to Be Rich? A Dozen Dynamic Money Habits I am a firm believer in forming good habits. I know how tough it can be to change what you are doing and correct past mistakes. I think it should be a goal of all of ours to change some of our... 
by Joseph Francis | Dec 13, 2017 | Budget Boss, Budgeting, Budgets, Debt, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investments, Joseph James Francis, Money, Saving, Saving Money, Wealth, Wealth Building, Wealth Planning
Wednesday, December 13, 2017 12 Money Habits That Kill Your Freedom We all have things about ourselves that we don’t like. Maybe it’s our nose or maybe it’s that freckle on your shoulder. What we really should focus on is things that we do, that we don’t like. Our... 
by Joseph Francis | Dec 12, 2017 | Budget Boss, Budgeting, Budgets, Credit, Credit Card Debt, Credit Cards, Debt, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Joseph James Francis, Money, Saving, Saving Money, Wasteful Spending, Wealth
Tuesday, December 12, 2017 Compare My Finances to Someone Else? The Joneses are Broke! It is very natural to compare your own situation to someone else’s. We always think the grass is greener on the other side. Sadly, that isn’t always the case. It is important to... 
by Joseph Francis | Dec 11, 2017 | Budget Boss, Budgeting, Budgets, Emergency Funds, Emergency Savings, Fiduciary, Finances, Financial Advisor, Financial Education, Financial Empowerment, Financial Health, Financial Independece, Financial Plan, Financial Planner, Investing, Investment Strategy, Investments, Joseph James Francis, Money, Registered Retirement Savings Plan, RRSP, Saving, Tax-Free Savings Account
Monday, December 11, 2017 Routine is Boring, But it Works These days everyone is looking for the next big thing. Give me the next Amazon, the next Apple or the next BitCoin. People are always looking for excitement for their money. They want growth, and not over time,... 